# Contact Us

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#### **Review our FAQs**

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## Terms and Conditions

IMPORTANT – THIS IS A LEGAL AGREEMENT BETWEEN YOU AND IDUGUUD INC. (“POINTWORTHY,” “WE” OR “US” OR “OUR”). THIS WEBSITE, LOCATED AT WWW.POINTWORTHY.COM (THE "WEBSITE"), IS OWNED AND OPERATED BY POINTWORTHY. THIS WEBSITE PROVIDES USERS WITH ACCESS TO INFORMATION – INCLUDING INFORMATION RELATED TO CHARITIES - WORKS OF AUTHORSHIP, AND OTHER CONTENT (THE “CONTENT”), AS WELL AS TO A VARIETY OF SERVICES, INCLUDING THE ABILITY TO CONVERT LOYALTY/REWARD POINTS (“LOYALTY POINTS”) INTO CASH DONATIONS (THE "SERVICES").

PLEASE NOTE: YOUR ACCESS TO AND USE OF THIS WEBSITE ARE SUBJECT TO THESE TERMS OF USE (THE “TERMS OF USE”), AS WELL AS ALL APPLICABLE LAWS AND REGULATIONS, AND OUR PRIVACY POLICY LOCATED AT www.pointworthy.com/site/privacypolicy.xhtml, WHICH IS INCORPORATED HEREIN BY REFERENCE, ALONG WITH ANY OTHER TERMS AND CONDITIONS SET FORTH BY POINTWORTHY. YOU SHOULD READ CAREFULLY THE FOLLOWING TERMS AND CONDITIONS CONTAINED IN THESE TERMS OF USE AS THEY GOVERN YOUR ACCESS TO AND USE OF THE WEBSITE, AND ANY PROGRAMS, SERVICES, TOOLS, MATERIALS, CONTENT OR INFORMATION AVAILABLE THROUGH THE WEBSITE OR USED IN CONNECTION WITH THE WEBSITE. POINTWORTHY IS WILLING TO LICENSE AND ALLOW THE USE OF THIS WEBSITE ONLY ON THE CONDITION THAT YOU ACCEPT AND AGREE TO ALL OF THE TERMS AND CONDITIONS CONTAINED IN THESE TERMS OF USE. IF YOU DO NOT AGREE WITH THESE TERMS OF USE, YOU ARE NOT GRANTED PERMISSION TO ACCESS OR OTHERWISE USE THE WEBSITE. YOUR ACCESS TO AND USE OF THIS WEBSITE CONSTITUTES YOUR ACCEPTANCE OF AND AGREEMENT TO ABIDE BY THESE TERMS OF USE.  These Terms of Use may be changed, modified, supplemented or updated by PointWorthy from time to time without advance notice by posting here and you will be bound by any such changed, modified, supplemented or updated terms of use if you continue to use this website after such changes are posted.

## Loyalty Points Retrieval, Processing, and Disbursements; Acknowledgments; Rules for Disbursements

PointWorthy provides a technology platform that allows Loyalty Point holders of participating Loyalty Point providers to convert their Loyalty Points into cash that can then be converted into charitable donations. In order to use the platform located on the Website, you must first register, setup an account and provide certain personal information. PointWorthy reserves the right to refuse any request to setup an account for any reason or no reason. You understand, acknowledge and agree that in order for PointWorthy to convert your Loyalty Points into cash on your behalf, you will need to link your loyalty rewards account to a PointWorthy account, this action enables us to withdraw, process and disburse your Loyalty Points. By linking your account you hereby authorize us to make such requests on your behalf in order to execute and complete transactions.

You understand and acknowledge that PointWorthy is a processor of payments, processing your points into cash, and disbursing such cash as a donation. You further understand and acknowledge that your donation designated via the Website may be transferred to a Donor Advised Fund (DAF) operated by a third party. A DAF is a 501(c)(3) charitable organization and in such instances will be the initial recipient of your donation; the DAF will subsequently process your donations and disburses the funds to charities based on your recommendations. Please also note that in such instance your Loyalty Points statement will list the name of the DAF as the recipient “merchant” of your donation, rather than your designated charity.

Please note that if you made a donation through Donate with Points, and the charity you designated is no longer accepting donations, is no longer recognized by the IRS as a public charity, is no longer in good standing with federal regulators, or is no longer eligible for Donate with Points, PointWorthy will cancel the portion of the donation made with Loyalty Points and credit back your Loyalty Points account.  You will receive a donation cancellation email informing you of this event. If a donation or part of a donation was made using a PointWorthy e-Gift Card or a credit card, the portion of the donation funded by the PointWorthy e-Gift Card or the credit card is non-refundable.

### Using a Credit Card Payment to Increase Your Point-Donation; Payment Processing

In some instances, PointWorthy will allow you to increase your Loyalty Point contribution by using your credit card to add additional value. PointWorthy has engaged the services of Stripe, a payment gateway, to process all such payment transactions in an effort to render the making of such payments easy and seamless. Stripe manages the routing of applicable customer information through the credit card processing networks. PointWorthy is not affiliated with Stripe, and neither is the agent or employee of the other, and neither is responsible in any way for the actions or performance (or lack thereof) of the other.

### Recurring Donation

I understand that if my donation is recurring, my first donation will be charged immediately, and the next donation will occur in the month I have chosen. Recurring donations are charged on the first of every month and can be cancelled at any time before the first of the month. If a transaction is declined the donation will be automatically cancelled.

### eGift Cards

PointWorthy provides the option to use your points to purchase an eGift Card (the “eGift Card”). eGift Cards can be redeemed through PointWorthy's website, www.PointWorthy.com or our partner’s websites enabled for this purpose, for charitable donations to any of the organizations listed on the website. You acknowledge and agree that eGift Cards are not a credit cards, charge cards, debit cards or travelers checks.

You hereby agree to the following terms regarding the purchase and redemption of charity eGift Cards:
  
1. eGift Cards cannot be used to purchase eGift Cards.  
2. eGift Cards are not redeemable for cash and cannot be returned for a cash refund. Any unused balance will be placed in the recipient's eGift Card account and is not transferable.  
3. If a transaction exceeds the amount of my eGift Card, I must pay for the balance with a credit card.  
4. PointWorthy is not responsible for lost or stolen eGift Cards. You agree to safeguard your eGift Card and treat it like cash. Point Worthy is not responsible for lost or stolen eGift Cards.
5. eGift Cards are valid for five years from the date of purchase. After that time, they are no longer redeemable and have no value. Any remaining amounts on expired eGift Cards will be donated to charity using a DAF and assigning the amount to anyone of the top 5 charities receiving funds through PointWorthy.

### Dedications

PointWorthy also provides you the option of dedicating your charitable gift in another person’s honor or to memorialize a special event, like a birthday (the “Dedication”). You hereby agree to the following terms regarding a Dedication:

1. You will not use the Dedication to behave in an abusive and/or hateful manner, and will not harass, threaten, nor attack anyone.
2. You will not use profanity in any Dedication, and will not include language or content that is obscene, sexually oriented, or sexually suggestive.
3. You will not use the Dedication to discuss illegal activities.
4. You will not impersonate any person or entity.

### Prohibited Use

You acknowledge and agree that you shall not engage in any conduct, use or attempt to use this Website, (i) for any unlawful, unauthorized, fraudulent or malicious purpose, or (ii) that could damage, disable, overburden, or impair any server, or the network(s) connected to any server, or (iii) interfere with any other party's use and enjoyment of the Website.

**Date These Terms of Use were Last Updated: January 19, 2014.**